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  #61  
Old 08-12-2020, 08:23 AM
DavidF DavidF is offline
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yep, Go Surf Assist is fantastic. I've heard it's better than Gen 2, but I have no real world experience in terms of a comparison.
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  #62  
Old 08-27-2020, 02:33 PM
DavidF DavidF is offline
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got the estimate to repair the boat. Not too bad, only $32k...
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  #63  
Old 08-27-2020, 02:39 PM
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so are they going to total it? if not they should. by the time there are some supplements to the repair plus the amount of salvage there is they are waisting everyone's time.
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  #64  
Old 08-27-2020, 02:53 PM
WakePowell WakePowell is offline
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I wonder if the current and unprecedented boat market effects the insurance companies decision on whether or not to total the boat. Then if it is totaled will their evaluation take into account current market conditions.
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  #65  
Old 08-27-2020, 02:56 PM
DavidF DavidF is offline
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I have no idea. I do know that the adjuster will probably come back to look at the boat to determine if all of the work in the estimate is necessary etc. I don't think I'm quite done yet...and I also heard that the adjuster took tons of pictures of the boat, which makes sense. So my guess is that whatever is on the boat, will have to stay on the boat if totaled - like GSA, fresh air exhaust etc. I will ask my insurance guy what I can and can't remove, if it's totaled. I don't know what the percentage of the value of the boat has to be vs. the repair costs in order to consider a boat totaled. 50%? 30%? no idea
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  #66  
Old 08-27-2020, 03:15 PM
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waterlogged882 waterlogged882 is offline
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Quote:
Originally Posted by DavidF View Post
I have no idea. I do know that the adjuster will probably come back to look at the boat to determine if all of the work in the estimate is necessary etc. I don't think I'm quite done yet...and I also heard that the adjuster took tons of pictures of the boat, which makes sense. So my guess is that whatever is on the boat, will have to stay on the boat if totaled - like GSA, fresh air exhaust etc. I will ask my insurance guy what I can and can't remove, if it's totaled. I don't know what the percentage of the value of the boat has to be vs. the repair costs in order to consider a boat totaled. 50%? 30%? no idea
As a Mr. Obvious, I think if it gets totaled you may be able to buy it from the insurance people for pennies on the dollar and then salvage what you want. Best luck on resolution and a new ride.

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  #67  
Old 08-27-2020, 03:26 PM
DavidF DavidF is offline
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correct. We'll see what they want for it. I do have about 5 people that have asked me if they could buy it from the insurance company...
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  #68  
Old 09-09-2020, 01:42 PM
DavidF DavidF is offline
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Well...no go on the totaling out of the boat it seems... Dealer said estimate to repair was $30k or so. Adjuster argued with a few of the items like new upholstery so it would match and the cost of replacing the Gator Step, so the insurance came in at $23,643. So maybe half the value of the boat. I'm a bit surprised that doesn't total it out...anyone know if insurance claims are reported somewhere like with cars? Asking because if it is reported, won't this certainly decrease the value of my boat if I ever go to sell it? Maybe I'm wrong...
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  #69  
Old 09-09-2020, 01:46 PM
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david, can't believe being that close they are not going to call it a complete loss. one good supplement and that adjust is going to be way off.

no there is no reporting agency like Carfax but it will show up under your "clue" report that is used by 99% of insurance companies. it won't describe the make or vin but how much was paid out under a boat loss under your name.
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  #70  
Old 09-09-2020, 01:50 PM
DavidF DavidF is offline
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Thanks. Not sure if I can argue with Chubb or not on this issue...wouldn't even know where to start
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